Cost of living

The cost of living (renting) in the Netherlands is very high 

Wages in the Netherlands are average compared to the rest of Europe. They are certainly higher than in Spain and Italy, but lower than England and Germany.

The average yearly salary could range from 18,000 to 35,000 euros a year. As of 2012, the minimum monthly wage in the Netherlands is 1,446 euros gross. From this salary, just over 30 percent goes to taxes.

If you’re living in the Netherlands or you pay income tax in the Netherlands, you must purchase a health insurance package from a Dutch insurance company.


Health Insurance

Health insurance is variable depending on the package chosen but can range from 95 to 350 euros. Check out to compare prices (only in Dutch: Vergelijk Zorkverzekering).


Everything you need: HEMA

Department stores such as HEMA and V&D also have a good selection of reasonably priced clothes and toiletteries.


Possible expenditures per month / student lifestyle:

  • Furnished accommodation, including gas and electricity: € 425
  • Medical insurance: € 36
  • Telephone costs: € 22
  • Food: € 136
  • Books, going out, clothing, public transport, etc.: € 121

Total costs per month: € 740


Source: Erasmus University Rotterdam
Updated: 10.10.2012