The currency in Malta is the euro.
If you need to change money, banks are the best place; they almost always offer a significantly a better rate than hotels or restaurants.
In Malta it is quite common to pay by credit card, especially in restaurants, supermarkets and outlet shops. All major credit cards are widely accepted.
It's a good idea to round up a restaurant bill to leave a small tip.
There's an 18% value-added tax on most consumer items.
If you would like to open a bank account in Malta we suggest you go in person to one of the banks found in Malta. You can find the list in the link provided below.